Products & Services

Wouldn’t it be great if there were someone out there dedicated to making your life easier? At Emerald Credit Association FCU, we’re here to do just that. Our services go beyond accounts and loans to give you the convenience you need.

We have several different checking account to meet your needs. We even have a checking account for members that don't want to use check but like their transactions electronic.

Term Share Certificates
Earn the most for your money with our share certificates. We have long or short term investment and the best return on your investment.

Club Account
Whether you are saving for that dream vacation or for the holidays. Our club accounts give you a whole year to plan.

Direct Deposit
Enjoy the convenience of having funds automatically deposited into your selected accounts. You may never again have to visit the credit union on payday. Direct Deposit is a great way to simplify your busy schedule.

ATM/Debit Access
You'll appreciate knowing that you can access your funds 24/7 through thousands of ATM locations locally and nationwide. Check with us to learn which terminals are available to our members without fees and surcharges.

Arfus Direct Telephone Service
When you have questions about your accounts, Arfus is there to answers your concerns. Our audio response system operates 24/7. You can get account balances, balance your checkbook, transfer cash and many other features.So if you don't have a computer in front of you, just pick up the phone.

Auto Loans
As a members, you can depend on Emerald to give you the best advice when it comes to buying an Auto. We want to make sure that you get a good auto at a great price. Our interest on loans are Calculated on the simple- interest method which means interest is added by the day and not all Upfront. You can always pay off your loan early and never receive a penalty.

We offer:

  • Automatic Payment
  • New & Used Auto Loans
  • Low Rates
  • Great Terms
  • Pre-approval Available
  • Refinance Options
  • Warranty Plans and Gap Plans

We offer other loan products

  • Personal Loans
  • Share Secured Loans
  • Boats
  • Mororcycles
  • Recreational Vehicles

Visit us for...

  • Wire Transfers
  • Notary Services
  • Prepaid Visa
  • Visa Gift Cards
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